Have received responses from 30 or more customers in our survey.Be regulated by the Financial Conduct Authority (FCA).To be a Which? Recommended Provider, an insurer must: Which? Recommended Providers of car insurance We assess how important different policy elements are to drivers when choosing and using a car insurance, and weight different areas of cover accordingly to enhance/reduce their impact in the overall product score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers.
We analyse and rate 78 key elements of car insurance policies to come up with the overall policy score.